Top 10 India UPI payment Apps that you should know

India UPI payment Apps are part of digital India. Know the top ten these UPI payment apps that will be useful for you in your life.

UPI, expanded as Unified Payments Interface is a digital payment system through which a user can send as well as receive money through a (VPA), expanded as Virtual Payment Address. The money is directly debited or added to the bank account because of which UPI has become one of the most preferred methods of digital financial transactions in India.

India UPI payment apps
India UPI payment apps an system

There are many payment apps and mobile wallets that provide users with the facility of UPI Payments and many other services: These are the top ten India UPI payments by using the Apps in your smartphone

  1. Bajaj Finserv

The Bajaj Finserv app is a secure digital India UPI payment system that is made to simplify your everyday payments by simply adding money into the wallet. Bajaj Finserv is a payment app where you can manage all your payments with a tap without carrying a hefty wallet with multiple cards.

You can recharge mobile prepaid, DTH, FASTag, OTT Subscription, pay utility bills like electricity, gas bills, broadband, landline, cable, water, hospital, education fees, housing society bills, and much more. You can not only apply for different kinds of loans and pay them but also do online shopping at great discount offers.

  1. PhonePe:

On the Phonepe payment app, users can transact using the UPI interface. It is one of the evolving UPI Payments in the country nowadays. Users can not only send and receive money but also recharge DTH mobile, data cards, make utility payments and buy gold.

  1. Paytm:

Paytm is a payment app that provides customers with the facility to add money into their Paytm wallets with the UPI ID and transact or transfer funds in an easier manner. Most of the people of the country use this India UPI payment as a part of their life.  Paytm has become on of top digital app in the country now.

It also provides other payment options like debit and credit card, net banking, etc. With a Paytm wallet, users can make mobile Recharge, Bill Payment, Tickets booking and do online shopping at great discount offers and deals.

  1. Google Pay:

Google Pay is a secure payment app launched by the technology giant Google. The Tez app is one of the other apps that provide customers with the facility of UPI, Mobile Recharge, Electricity bill payment, DTH, Cable bills payments.

You can also buy gold and apply for a small loan. It is available in various Indian languages such as Marathi, Telugu, Tamil, Hindi, Kannada, Gujarati, and Bengali.

  1. MobiKwik:

Mobikwik is a payment app that allows its customers to use UPI  by adding money into their wallets. They provide various other services such as fund transfer via debit and credit card, net banking, cash pickup, and cash deposit. The e-wallet service provider also has tie-ups with many e-commerce merchants.

  1. Amazon Pay:

Amazon Pay is a payment app from Amazon which is a digital wallet that can be used for Mobile Recharge, tickets booking, insurance, Bill payments like Electricity, DTH, and online shopping at great discounts and deals.

Amazon Pay is not a dedicated UPI payments app but is in the Amazon app which can be downloaded from Google Play Store.

  1. BHIM UPI:

BHIM UPI is a secure payment app from the official Indian government which is expanded as Bharat Interface for Money (BHIM). BHIM is a governmental India UPI payment application. BHIM app is easy to use and it provides services like mobile recharge, bill payment, check balance, and much more.

  1. Jio Pay:

Jio Pay is a secure payment app from Reliance company that is available in the Myjio app. Reliance is the leading telecommunication company in India.

It provides services like UPI payments, Mobile Recharge, bill payments, QR code scanning, etc. It is not a UPI dedicated app but it is in the Myjio app which can be downloaded from Google Play Store.

  1. SBI Pay:

SBI Pay is a payment app from the State Bank of India (SBI) which is specially built for India UPI payment requirements.

You can easily use the app to send and receive money using a VPA even if you do not hold an account in SBI.

  1. iMobile:

The iMobile and Pockets app is offered by ICICI Bank that can be downloaded from the Google Play store. The UPI interface can be used to send money through this app simply by clicking on the ‘Funds Transfer’ option and then on the UPI method.

 

Conclusion

Based on your requirements and the features provided by the above-listed India UPI Payment Apps, you can easily decide which UPI App to go for.

Although Bajaj Finserv Wallet is highly recommended as it is a secure app and is best suited for all the kinds of requirements such as mobile prepaid, DTH, FASTag, OTT Subscription, pay utility bills like electricity, gas bills, broadband, landline, cable, water, hospital, education fees, housing society bills and much more.